TOKUSHIMA TAISHO BANK LTD, THE SWIFT Code
Bank Information
| Bank | TOKUSHIMA TAISHO BANK LTD, THE |
|---|---|
| SWIFT Code | TKSBJPJZ |
| Branch | |
| Address | 1-41 TOMIDAHAMA |
| Zip Code | 770-0931 |
| City | TOKUSHIMA |
| Country | jp |
SWIFT Code TKSBJPJZ Breakdown
| SWIFT Code | TKSBJPJZ |
|---|---|
| BANK CODE | TKSB - Bank code assigned to TOKUSHIMA TAISHO BANK LTD, THE |
| COUNTRY CODE | JP - Country code for jp |
| LOCATION CODE | JZ - Location code representing the institution |
| BRANCH CODE | XXX - Branch code indicating the specific office |
Other SWIFT codes for TOKUSHIMA TAISHO BANK LTD, THE
SWIFT Code Format
SWIFT codes are 8 or 11 characters long.
What is a SWIFT Code & Why is It Crucial?
A SWIFT code — also widely known as a BIC (Business Identifier Code) — is a globally standardized format managed by the Society for Worldwide Interbank Financial Telecommunication. It acts as an international address or passport for financial institutions. When money travels across borders, the SWIFT network ensures your transaction secure passage to the correct bank and branch, no matter where in the world they are located.
It is important to understand that the SWIFT network itself does not physically transfer money. Instead, it functions as a highly encrypted, global messaging system that transmits payment instructions between banks worldwide. When you initiate an international bank transfer, your local bank sends a secure wire instruction via the SWIFT system to the target bank overseas. This message details who the recipient is and how much funds should be credited to their account.
All standard SWIFT/BIC codes consist of either 8 or 11 alphanumeric characters. These characters are systematically broken down to identify the financial institution, the country, the local city, and optionally, the specific physical branch. It is the gold standard for secure, global interbank financial communication.
Frequently Asked Questions
1. What happens if I send a transfer with an incorrect SWIFT code?
If the code is invalid, the transfer will eventually fail, and the funds will be returned to your account. However, this process can take several business days or even weeks. Intermediary banks involved in the routing process may also deduct penalty processing fees before returning the remaining funds.
2. Are SWIFT codes and routing numbers the same?
No. SWIFT codes are reserved almost exclusively for international money transfers. For domestic bank transfers, countries utilize their own local routing systems, such as Routing Numbers in the United States, Sort Codes in the United Kingdom, or BSB numbers in Australia.
3. Is there a fee associated with receiving a SWIFT wire?
Yes, most banks charge a fee to receive incoming international wire transfers, which typically ranges from $10 to $30. Additionally, intermediary banks involved in the global routing process may deduct hidden fees, meaning the final amount received might be slightly less than sent.
4. How long does a SWIFT transfer typically take?
A standard SWIFT international money transfer usually takes between 1 to 5 business days to be fully processed and credited. Delays can occur due to timezone differences, intermediate bank routing hops, public holidays, or documentation verification.
5. Do all bank branches have their own unique 11-digit SWIFT code?
No. Many smaller local branches do not have their own unique 11-digit SWIFT code. In these cases, you should use the bank's main headquarters 8-digit SWIFT code. The central clearing system will route the funds based on the recipient's domestic bank account details.
6. Can I search for any bank's SWIFT code on this website?
Yes, our extensive global database covers tens of thousands of unique financial institutions and active branches across more than 200 countries. You can browse by country or use our automated search tools to find and validate any standard code.
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