SWIFT Codes for banks in India

What is a SWIFT Code for Banks in India?

When transferring money internationally to banks in India, you will frequently encounter the terms SWIFT code or BIC (Business Identifier Code) inside bank details. Managed by the Society for Worldwide Interbank Financial Telecommunication, this unique 8 to 11-digit alphanumeric sequence acts as a universal passport for banks in India. It ensures that your funds cross global borders safely and arrive at the exact financial institution intended.

SWIFT vs. BIC: What's the difference?

In the banking industry, the terms SWIFT code and BIC are used interchangeably. SWIFT refers to the organization that issues the codes, while BIC stands for the actual code itself. An 8-character code identifies the primary head office of the bank in India, while an 11-character code specifies a particular local branch.

Do I need an IBAN or a SWIFT Code for India?

While a SWIFT code identifies a specific bank in India, an IBAN (International Bank Account Number) identifies an individual customer's bank account. Depending on whether you are sending money to India or another region—particularly in Europe or the Middle East—you will likely need both codes to successfully complete a cross-border wire transfer.

How to use this directory?

Browse our comprehensive, verified directory of SWIFT codes for all registered financial institutions in India. We provide accurate formatting details and branch locations to help you validate routing instructions before initiating any international bank payment.